Step 1: Create a remitter
Before you can accept a stablecoin payment, you need to create a remitter — the individual or business that will send you USDC. This is required for compliance purposes and ensures that each payment is associated with a known sender.
Make the request
Replace {accountId}, {apiKey}, and {budgetId} with your own values. The requesterIpAddress field is optional — you can replace 127.0.0.1 with the IP address of the end user making the request, or remove the field entirely.
curl -i -X POST \
'https://api-sandbox.equalsmoney.com/stablecoins/remitters?accountId={accountId}' \
-H 'Authorization: ApiKey {apiKey}' \
-H 'Content-Type: application/json' \
-d '{
"budgetId": "{budgetId}",
"displayName": "John Smith",
"sourceCurrencyCode": "USDC",
"destinationCurrencyCode": "USD",
"details": {
"type": "INDIVIDUAL",
"firstName": "John",
"lastName": "Smith",
"dateOfBirth": "1990-01-15",
"emailAddress": "john.smith@example.com",
"nationality": "GB",
"residentialAddress": {
"streetName": "Upper Thames Street",
"buildingNumber": "68",
"buildingName": "Vintners Place",
"postcode": "EC4V 3BJ",
"city": "London",
"region": "Greater London",
"countryCode": "GB"
}
},
"requesterIpAddress": "127.0.0.1"
}'curl -i -X POST \
'https://api.equalsmoney.com/stablecoins/remitters?accountId={accountId}' \
-H 'Authorization: ApiKey {apiKey}' \
-H 'Content-Type: application/json' \
-d '{
"budgetId": "{budgetId}",
"displayName": "John Smith",
"sourceCurrencyCode": "USDC",
"destinationCurrencyCode": "USD",
"details": {
"type": "INDIVIDUAL",
"firstName": "John",
"lastName": "Smith",
"dateOfBirth": "1990-01-15",
"emailAddress": "john.smith@example.com",
"nationality": "GB",
"residentialAddress": {
"streetName": "Upper Thames Street",
"buildingNumber": "68",
"buildingName": "Vintners Place",
"postcode": "EC4V 3BJ",
"city": "London",
"region": "Greater London",
"countryCode": "GB"
}
},
"requesterIpAddress": "127.0.0.1"
}'Expected response
If your request is successful, you'll receive a 201 response containing the new remitter's details, including its id. Save this id — you'll need it in the next step to create a payment.
{
"id": "e9293471-5eb3-4dbc-916c-dbaf9e2deefd",
"accountId": "F50091",
"budgetId": "775596ae-2624-40af-a9dc-9756110a4a03",
"status": "OPEN",
"displayName": "John Smith",
"sourceCurrencyCode": "USDC",
"destinationCurrencyCode": "USD",
"details": {
"type": "INDIVIDUAL",
"firstName": "John",
"lastName": "Smith",
"dateOfBirth": "1990-01-15",
"emailAddress": "john.smith@example.com",
"nationality": "GB",
"residentialAddress": {
"streetName": "Upper Thames Street",
"buildingNumber": "68",
"buildingName": "Vintners Place",
"postcode": "EC4V 3BJ",
"city": "London",
"region": "Greater London",
"countryCode": "GB"
}
},
"link": {
"url": "https://pay.sandbox.example.com/channel?uuid=9d1f67f2-a647-404b-9b02-247c77be81d0",
"chains": [
{
"protocol": "ETH",
"address": "0x0000000000000000000000000000000000000000"
}
]
},
"createdBy": "John Smith",
"createdAt": "2025-01-30T09:00:00Z",
"updatedAt": "2025-01-30T09:00:00Z"
}info
To create a business remitter instead of an individual, change details.type to BUSINESS and replace the individual-specific fields with: legalName, registrationNumber, registeredAddress, and registeredCountryCode. For full details and a sample request, see Manage stablecoin remitters.