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Stablecoins checklist

Before going live with stablecoin payments, make sure you've completed the following:

Sandbox testing

• Successfully created an individual remitter
• Successfully created a business remitter (if applicable)
• Created a payment and received a 201 response with a valid link.url
• Accepted a payment and confirmed the exchange rate lock
• Polled payment status and observed the status lifecycle (PENDING → DETECTED → COMPLETED)
• Tested payment expiry by letting a payment exceed its expiryMinutes value
• Confirmed that completed payments are credited to the correct budget

Integration

• Your system stores the remitterId for reuse across multiple payments
• Your system stores the paymentId returned from payment creation
• You have implemented polling logic to monitor payment status at regular intervals
• Your system handles all payment statuses: PENDING, DETECTED, COMPLETED, FAILED, EXPIRED
• You have tested error handling for invalid requests (e.g., missing required fields, invalid UUIDs)

Go-live preparation

• Your production API key is set up and your production IP address is whitelisted
• You have updated your base URL from api-sandbox.equalsmoney.com to api.equalsmoney.com
• You have verified that your accountId and budgetId are correct for production