Manage Direct Debits

Use the Direct Debits endpoints to view and cancel Direct Debit mandates on your budgets.

List all Direct Debits

GET /v2/direct-debits

Use this endpoint to retrieve a list of all Direct Debits across one or more budgets on an account.

Query parameters

accountId

string

required

The ID of the account.

budgetIds

string

Filter by one or more budget IDs. Accepts a comma-separated string or multiple parameters. If omitted, returns Direct Debits for all budgets on the account.

string

Search term to filter Direct Debits.

limit

number

The maximum number of results to return. Default: 100.

offset

number

The number of results to skip. Default: 0.

Sample request

curl -i -X GET \
  'https://api.equalsmoney.com/v2/direct-debits?accountId=F12345&budgetIds=4db84122-9c4e-4607-98f7-84b2bbe02daf,82920c13-a88c-4e3f-b24d-1ae88e47e171' \
  -H 'Authorization: ApiKey {apiKey}'

curl -i -X GET \
  'https://api.equalsmoney.com/v2/direct-debits?accountId={accountId}&budgetIds={budgetIds}&search={search}&limit={limit}&offset={offset}' \
  -H 'Authorization: ApiKey {apiKey}'

Sample response

{
  "count": 2,
  "limit": 100,
  "offset": 0,
  "rows": [
    {
      "id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
      "budgetId": "4db84122-9c4e-4607-98f7-84b2bbe02daf",
      "reference": "NETFLIXSUB123",
      "status": "ACTIVE",
      "originator": {
        "id": "123456",
        "accountName": "Netflix International",
        "address": {
          "addressType": "ADDR",
          "addressLine": "100 Winchester Circle",
          "city": "Los Gatos",
          "postcode": "95032",
          "countryCode": "US"
        }
      },
      "createdAt": "2024-01-15T10:30:00Z"
    }
  ]
}

Get a Direct Debit

GET /v2/budgets/{budgetId}/direct-debits/{directDebitId}

Use this endpoint to retrieve details about a specific Direct Debit.

Path parameters

budgetId

string

required

The ID of the budget.

directDebitId

string

required

The ID of the Direct Debit.

Query parameters

accountId

string

required

The ID of the account.

Sample request

curl -i -X GET \
  'https://api.equalsmoney.com/v2/budgets/4db84122-9c4e-4607-98f7-84b2bbe02daf/direct-debits/a1b2c3d4-e5f6-7890-abcd-ef1234567890?accountId=F12345' \
  -H 'Authorization: ApiKey {apiKey}'

curl -i -X GET \
  'https://api.equalsmoney.com/v2/budgets/{budgetId}/direct-debits/{directDebitId}?accountId={accountId}' \
  -H 'Authorization: ApiKey {apiKey}'

Sample response

{
  "id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
  "budgetId": "4db84122-9c4e-4607-98f7-84b2bbe02daf",
  "reference": "NETFLIXSUB123",
  "status": "ACTIVE",
  "originator": {
    "id": "123456",
    "accountName": "Netflix International",
    "address": {
      "addressType": "ADDR",
      "addressLine": "100 Winchester Circle",
      "city": "Los Gatos",
      "postcode": "95032",
      "countryCode": "US"
    }
  },
  "createdAt": "2024-01-15T10:30:00Z"
}

To view all transactions associated with a Direct Debit, use the GET /activity endpoint with a filter. See the Transactions API reference.

Cancel a Direct Debit

Cancelling a Direct Debit is permanent and cannot be undone. Once cancelled, the originator will no longer be able to collect payments from this mandate. Please note that cancelling a Direct Debit without informing the originator may place you in breach of their terms and conditions.Cancel at least 1 working day before the next processing date. If you cancel later than this, the next payment request may still be processed.

POST /v2/budgets/{budgetId}/direct-debits/{directDebitId}/cancel

Use this endpoint to cancel a Direct Debit mandate.

Path parameters

budgetId

string

required

The ID of the budget.

directDebitId

string

required

The ID of the Direct Debit.

Query parameters

accountId

string

required

The ID of the account.

Sample request

curl -i -X POST \
  'https://api.equalsmoney.com/v2/budgets/4db84122-9c4e-4607-98f7-84b2bbe02daf/direct-debits/a1b2c3d4-e5f6-7890-abcd-ef1234567890/cancel?accountId=F12345' \
  -H 'Authorization: ApiKey {apiKey}'

curl -i -X POST \
  'https://api.equalsmoney.com/v2/budgets/{budgetId}/direct-debits/{directDebitId}/cancel?accountId={accountId}' \
  -H 'Authorization: ApiKey {apiKey}'

Sample response

{
  "id": "e8f1ef68-2957-4fb1-ba8c-b1931c3754e2",
  "budgetId": "82920c13-a88c-4e3f-b24d-1ae88e47e171",
  "reference": "TEST pro12",
  "status": "CANCELLED",
  "originator": {
    "id": "123457",
    "accountName": "Netflix Inc",
    "address": {
      "addressType": "ADDR",
      "addressLine": "Times street",
      "city": "London",
      "postcode": "EC4V 3BJ",
      "countryCode": "GB"
    }
  },
  "createdAt": "2026-01-26T10:56:26.600Z"
}

Group placeholder

Group

Group

List all Direct Debits

Query parameters

Sample request

Sample response

Get a Direct Debit

Path parameters

Query parameters

Sample request

Sample response

Cancel a Direct Debit

Path parameters

Query parameters

Sample request

Sample response

​List all Direct Debits

​Query parameters

​Sample request

​Sample response

​Get a Direct Debit

​Path parameters

​Query parameters

​Sample request

​Sample response

​Cancel a Direct Debit

​Path parameters

​Query parameters

​Sample request

​Sample response

List all Direct Debits

Query parameters

Sample request

Sample response

Get a Direct Debit

Path parameters

Query parameters

Sample request

Sample response

Cancel a Direct Debit

Path parameters

Query parameters

Sample request

Sample response