Overview
A transaction can be:- a single currency transfer from one budget to another
- a currency exchange between budgets
- a card payment
- an outbound payment to a recipient
- an inbound credit, resulting from a payment into a budget or a card refund to an account
Transaction type categories
When you list transactions, you’ll see a mix of these types depending on your account activity:- Card-related types (
card,cardCheck,cardRefund,cashWithdrawal,atm,cashback) appear when cards are used for purchases, refunds, or withdrawals. - Financial operation types (
exchange,payment,deposit,forwardContract,drawdown) appear for currency exchanges, outbound payments, inbound credits, and forward contracts. - Internal types (
load,unload) appear for budget-to-budget transfers within an account. - Adjustment types (
chargeback,fee,otherCredit,otherDebit) appear for disputes, fees, and other miscellaneous movements.
Transaction types
| Type | Description |
|---|---|
exchange | A single currency exchange between two currencies. |
payment | An order for an outbound payment to a recipient. Note that if making a payment with exchange, you’ll have both an exchange transaction and a payment transaction. |
deposit | A sum received into an account via an inbound transfer. |
forwardContract | A foreign exchange (FX) order booked to purchase at a specified price, on a future date. You can choose to either settle the full trade at the end of the contract or drawdown the contract early. |
drawdown | An order that is booked when you choose to settle some or all of your forwardContract trade earlier than the agreed future date. |
card | A card payment to a merchant. |
cardCheck | A merchant-initiated check on a card, to ensure that they’ve got the correct details and that the card is active. |
cardRefund | A refund from a merchant back to a card. For example, after a purchase has been returned. |
cashWithdrawal | A cash withdrawal made with a card. |
atm | An instance of a card being used at an automated teller machine (ATM), but that didn’t result in a cash withdrawal. For example, someone checking their balance. |
cashback | A cash withdrawal made as part of a card payment. |
chargeback | A charge that is returned after a customer successfully disputes a transaction on their account. |
unload | A transaction during which money is removed from a budget. For example, transferring funds to another budget. |
load | A transaction during which money is added to a budget. For example, receiving funds from another budget. |
otherCredit | A credit transaction that doesn’t fall under one of the other credit transaction types. |
otherDebit | A debit transaction that doesn’t fall under one of the other debit transaction types. |
fee | A fee that has been charged on the account. |