About transaction types

Learn about the different types of transactions that can occur.

Overview

A transaction can be:

a single currency transfer from one budget to another
a currency exchange between budgets
a card payment
an outbound payment to a recipient
an inbound credit, resulting from a payment into a budget or a card refund to an account

Transaction types

Type	Description
`exchange`	A single currency exchange between two currencies.
`payment`	An order for an outbound payment to a recipient. Note that if making a payment with exchange, you'll have both an `exchange` transaction and a `payment` transaction.
`deposit`	A sum received into an account via an inbound transfer.
`forwardContract`	A foreign exchange (FX) order booked to purchase at a specified price, on a future date. You can choose to either settle the full trade at the end of the contract or drawdown the contract early.
`drawdown`	An order that is booked when you choose to settle some or all of your `forwardContract` trade earlier than the agreed future date.
`card`	A card payment to a merchant.
`cardCheck`	A merchant-initiated check on a card, to ensure that they've got the correct details and that the card is active.
`cardRefund`	A refund from a merchant back to a card. For example, after a purchase has been returned.
`cashWithdrawal`	A cash withdrawal made with a card.
`atm`	An instance of a card being used at an automated teller machine (ATM), but that didn't result in a cash withdrawal. For example, someone checking their balance.
`cashback`	A cash withdrawal made as part of a card payment.
`chargeback`	A charge that is returned after a customer successfully disputes a transaction on their account.
`unload`	A transaction during which money is removed from a budget. For example, transferring funds to another budget.
`load`	A transaction during which money is added to a budget. For example, receiving funds from another budget.
`otherCredit`	A credit transaction that doesn't fall under one of the other credit transaction types.
`otherDebit`	A debit transaction that doesn't fall under one of the other debit transaction types.