About transaction types

Learn about the different types of transactions that can occur.

Overview

A transaction can be:

a single currency transfer from one budget to another
a currency exchange between budgets
a card payment
an outbound payment to a recipient
an inbound credit, resulting from a payment into a budget or a card refund to an account

Transaction type categories

When you list transactions, you’ll see a mix of these types depending on your account activity:

Card-related types (card, cardCheck, cardRefund, cashWithdrawal, atm, cashback) appear when cards are used for purchases, refunds, or withdrawals.
Financial operation types (exchange, payment, deposit, forwardContract, drawdown) appear for currency exchanges, outbound payments, inbound credits, and forward contracts.
Internal types (load, unload) appear for budget-to-budget transfers within an account.
Adjustment types (chargeback, fee, otherCredit, otherDebit) appear for disputes, fees, and other miscellaneous movements.

Transaction types

Type	Description
`exchange`	A single currency exchange between two currencies.
`payment`	An order for an outbound payment to a recipient. Note that if making a payment with exchange, you’ll have both an `exchange` transaction and a `payment` transaction.
`deposit`	A sum received into an account via an inbound transfer.
`forwardContract`	A foreign exchange (FX) order booked to purchase at a specified price, on a future date. You can choose to either settle the full trade at the end of the contract or drawdown the contract early.
`drawdown`	An order that is booked when you choose to settle some or all of your `forwardContract` trade earlier than the agreed future date.
`card`	A card payment to a merchant.
`cardCheck`	A merchant-initiated check on a card, to ensure that they’ve got the correct details and that the card is active.
`cardRefund`	A refund from a merchant back to a card. For example, after a purchase has been returned.
`cashWithdrawal`	A cash withdrawal made with a card.
`atm`	An instance of a card being used at an automated teller machine (ATM), but that didn’t result in a cash withdrawal. For example, someone checking their balance.
`cashback`	A cash withdrawal made as part of a card payment.
`chargeback`	A charge that is returned after a customer successfully disputes a transaction on their account.
`unload`	A transaction during which money is removed from a budget. For example, transferring funds to another budget.
`load`	A transaction during which money is added to a budget. For example, receiving funds from another budget.
`otherCredit`	A credit transaction that doesn’t fall under one of the other credit transaction types.
`otherDebit`	A debit transaction that doesn’t fall under one of the other debit transaction types.
`fee`	A fee that has been charged on the account.

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Overview

Transaction type categories

Transaction types

​Overview

​Transaction type categories

​Transaction types

Overview

Transaction type categories

Transaction types