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Create an account

To create an account with Equals, you’ll need to submit details about the business or person you’re onboarding. The Onboarding API supports two types of applications, each with its own dedicated guide.

Choose your guide

Sole Traders: Use the Business Account guide with type: 'SOLE_TRADER'. Do not use the Personal Account guide, even though the applicant is an individual.

KYC models

Equals supports three KYC models. Your assigned model depends on your regulatory status, technical capabilities, and is agreed during your project scoping phase:
Important: The KYC model primarily affects who collects the verification information, not whether checks are performed. Even with Hybrid or Delegated models, Equals may request additional verification after submission.
Sandbox Note: To allow testing in Sandbox, if you have the Managed by Equals model, the Guided ID checks will mirror production.

Next steps

Choose the guide that matches your use case: For information about webhook events and application status updates, see the Webhooks documentation. For complete API specifications and field definitions, refer to the API Reference documentation.