> ## Documentation Index
> Fetch the complete documentation index at: https://docs.equalsmoney.com/llms.txt
> Use this file to discover all available pages before exploring further.

# About transaction types

> Learn about the different types of transactions that can occur.

Learn about the different types of transactions that can occur.

## Overview

A transaction can be:

* a single currency transfer from one budget to another
* a currency exchange between budgets
* a card payment
* an outbound payment to a recipient
* an inbound credit, resulting from a payment into a budget or a card refund to an account

## Transaction type categories

When you [list transactions](/pages/transactions/view-all-transactions), you'll see a mix of these types depending on your account activity:

* **Card-related types** (`card`, `cardCheck`, `cardRefund`, `cashWithdrawal`, `atm`, `cashback`) appear when cards are used for purchases, refunds, or withdrawals.
* **Financial operation types** (`exchange`, `payment`, `deposit`, `forwardContract`, `drawdown`) appear for currency exchanges, outbound payments, inbound credits, and forward contracts.
* **Internal types** (`load`, `unload`) appear for budget-to-budget transfers within an account.
* **Adjustment types** (`chargeback`, `fee`, `otherCredit`, `otherDebit`) appear for disputes, fees, and other miscellaneous movements.

## Transaction types

| Type              | Description                                                                                                                                                                                        |
| ----------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `exchange`        | A single currency exchange between two currencies.                                                                                                                                                 |
| `payment`         | An order for an outbound payment to a recipient. Note that if making a payment with exchange, you'll have both an `exchange` transaction and a `payment` transaction.                              |
| `deposit`         | A sum received into an account via an inbound transfer.                                                                                                                                            |
| `forwardContract` | A foreign exchange (FX) order booked to purchase at a specified price, on a future date. You can choose to either settle the full trade at the end of the contract or drawdown the contract early. |
| `drawdown`        | An order that is booked when you choose to settle some or all of your `forwardContract` trade earlier than the agreed future date.                                                                 |
| `card`            | A card payment to a merchant.                                                                                                                                                                      |
| `cardCheck`       | A merchant-initiated check on a card, to ensure that they've got the correct details and that the card is active.                                                                                  |
| `cardRefund`      | A refund from a merchant back to a card. For example, after a purchase has been returned.                                                                                                          |
| `cashWithdrawal`  | A cash withdrawal made with a card.                                                                                                                                                                |
| `atm`             | An instance of a card being used at an automated teller machine (ATM), but that didn't result in a cash withdrawal. For example, someone checking their balance.                                   |
| `cashback`        | A cash withdrawal made as part of a card payment.                                                                                                                                                  |
| `chargeback`      | A charge that is returned after a customer successfully disputes a transaction on their account.                                                                                                   |
| `unload`          | A transaction during which money is removed from a budget. For example, transferring funds to another budget.                                                                                      |
| `load`            | A transaction during which money is added to a budget. For example, receiving funds from another budget.                                                                                           |
| `otherCredit`     | A credit transaction that doesn't fall under one of the other credit transaction types.                                                                                                            |
| `otherDebit`      | A debit transaction that doesn't fall under one of the other debit transaction types.                                                                                                              |
| `fee`             | A fee that has been charged on the account.                                                                                                                                                        |