Manage spending limits

A spending limit defines the maximum amount that can be spent on a card during a given time period. For example, £10 a day. A card can have both a spending limit and a transaction limit. Learn more about transaction limits.

info

The endpoints described in this guide are currently in beta mode.

Retrieve a spending limit

Get/v2/cards/{cardId}/spending-limits

Request

Use this request to retrieve the spending limit for a given card, based on its id.

Sample requestRequest format

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curl -i -X GET \
  'https://api.equalsmoney.com/v2/cards/e9293471-5eb3-4dbc-916c-dbaf9e2deefd/spending-limits?accountId=F12345&budgetId=775596ae-2624-40af-a9dc-9756110a4a03' \
  -H 'Authorization: ApiKey YOUR_API_KEY_HERE'

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curl -i -X GET \
  'https://api.equalsmoney.com/v2/cards/{cardId}/spending-limits?accountId={accountId}&budgetId={budgetId}' \
  -H 'Authorization: ApiKey YOUR_API_KEY_HERE'

Path parameters

Parameter	Description
`cardId` string (uuid) required	The ID of the card that you want to retrieve a spending limit for. Allowable values: An existing `cardId` (<= 36 characters)

Query parameters

Parameter	Description
`accountId` string required	The ID of the account that the card is associated with. Allowable values: An existing `accountId`
`budgetId` string (uuid) required	The ID of the budget that the card is associated with. Allowable values: An existing `budgetId` (<= 36 characters)
`limit` integer	The maximum number of results to return. For example, `limit=25`. By default, this is set to `100`. Allowable values: `[ 1 .. 1000 ]`
`offset` integer	The number of items to skip before returning results. For example, `offset=200`. By default, this is set to `0`. Allowable values: A valid integer
`search` string	The term(s) to search for. You can use this to filter the results. Allowable values: A valid string
`personId` string (uuid)	The ID of the person that the card belongs to. Allowable values: A existing `personId` (<= 36 characters)

Response

If your request is successful, you'll receive a 200 response.

Sample responseResponse structure

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{
  "id": "775596ae-2624-40af-a9dc-9756110a4a03",
  "amount": 100.5,
  "active": false,
  "limitTurnedOff": true,
  "limitWindow": "DAY",
  "available": {
    "uses": 0,
    "amount": 100.5,
    "daysRemaining": 1
  }
}

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{
  "id": "string",
  "amount": number,
  "active": boolean,
  "limitTurnedOff": boolean,
  "limitWindow": "string",
  "available": {
    "uses": number,
    "amount": number,
    "daysRemaining": number
  }
}

For more detailed information about this request and its response, see the API reference.

Create a spending limit

Post/v2/cards/{cardId}/spending-limits

Request

Use this request to create a new spending limit for a given card.

Sample requestRequest structure

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curl -i -X POST \
  'https://api.equalsmoney.com/v2/cards/e9293471-5eb3-4dbc-916c-dbaf9e2deefd/spending-limits?accountId=F12345&budgetId=775596ae-2624-40af-a9dc-9756110a4a03' \
  -H 'Authorization: ApiKey 9cd30b49-812e-46ac-a222-7ce73e9c9dbc' \
  -H 'Content-Type: application/json' \
  -d '{
    "id": "775596ae-2624-40af-a9dc-9756110a4a03",
    "amount": 100.5,
    "active": false,
    "limitTurnedOff": true,
    "limitWindow": "DAY"
  }'

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curl -i -X POST \
  'https://api.equalsmoney.com/v2/cards/{cardId}/spending-limits?accountId={accountId}&budgetId={budgetId}' \
  -H 'Authorization: ApiKey 9cd30b49-812e-46ac-a222-7ce73e9c9dbc' \
  -H 'Content-Type: application/json' \
  -d '{
    "id": "string",
    "amount": number,
    "active": boolean,
    "limitTurnedOff": boolean,
    "limitWindow": "string"
  }'

Path parameters

Parameter	Description
`cardId` string (uuid) required	The ID of the card that you want to create a new spending limit for. Allowable values: An existing `cardId` (<= 36 characters)

Query parameters

Parameter	Description
`accountId` string required	The ID of the account that the card is associated with. Allowable values: An existing `accountId`
`budgetId` string (uuid) required	The ID of the budget that the card is associated with. Allowable values: An existing `budgetId` (<= 36 characters)
`personId` string (uuid)	The ID of the person that the card belongs to. Allowable values: An existing `personId` (<= 36 characters)

Request body schema

Parameter	Description
`id` string	The ID of the spending limit that you want to create. Allowable values: <= 36 characters
`amount` number required	The amount that you want to set as the spending limit. Allowable values: A valid number
`active` boolean	Whether or not you want the spending limit to be active on Marqeta. Allowable values: `true`, `false`
`limitTurnedOff` boolean	Whether or not you want the spending limit to be turned off. Allowable values: `true`, `false`
`limitWindow` string required	The time period for which the spending limits should apply. Allowable values: `DAY`, `WEEK`, `MONTH`, `LIFETIME`

Response

If your request is successful, you'll receive a 200 response. The available object will contain details about the remaining uses, amount, and number of days remaining until the limit resets.

Sample responseResponse structure

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{
  "id": "775596ae-2624-40af-a9dc-9756110a4a03",
  "amount": 100.5,
  "active": false,
  "limitTurnedOff": true,
  "limitWindow": "DAY",
  "available": {
    "uses": 0,
    "amount": 100.5,
    "daysRemaining": 1
  }
}

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{
  "id": "string",
  "amount": number,
  "active": boolean,
  "limitTurnedOff": boolean,
  "limitWindow": "string",
  "available": {
    "uses": number,
    "amount": number,
    "daysRemaining": number
  }
}

For more detailed information about this request and its response, see the API reference.

Update a spending limit

Put/v2/cards/{cardId}/spending-limits/{limitId}

Request

Use this request to update an existing spending limit for a card.

Sample requestRequest structure

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curl -i -X PUT \
  'https://api.equalsmoney.com/v2/cards/e9293471-5eb3-4dbc-916c-dbaf9e2deefd/spending-limits/0684fc07-4abc-46de-b664-da45ef3c4072?accountId=F12345&budgetId=775596ae-2624-40af-a9dc-9756110a4a03' \
  -H 'Authorization: ApiKey YOUR_API_KEY_HERE' \
  -H 'Content-Type: application/json' \
  -d '{
    "id": "775596ae-2624-40af-a9dc-9756110a4a03",
    "amount": 100.5,
    "active": false,
    "limitTurnedOff": true,
    "limitWindow": "DAY"
  }'

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curl -i -X PUT \
  'https://api.equalsmoney.com/v2/cards/{cardId}/spending-limits/{limitId}?accountId={accountId}&budgetId={budgetId}' \
  -H 'Authorization: ApiKey YOUR_API_KEY_HERE' \
  -H 'Content-Type: application/json' \
  -d '{
    "id": "string",
    "amount": number,
    "active": boolean,
    "limitTurnedOff": boolean,
    "limitWindow": "string"
  }'

Path parameters

Parameter	Description
`cardId` string (uuid) required	The ID of the card associated with the spending limit. Allowable values: An existing `cardId` (<= 36 characters)
`limitId` string required	The ID of the limit that you want to update. Allowable values: An existing `limitId` (<= 36 characters)

Query parameters

Parameter	Description
`accountId` string required	The ID of the account that the card is associated with. Allowable values: An existing `accountId`
`budgetId` string (uuid) required	The ID of the budget that the card is associated with. Allowable values: An existing `budgetId` (<= 36 characters)
`personId` string (uuid)	The ID of the person that the card belongs to. Allowable values: An existing `personId` (<= 36 characters)

Request body schema

Parameter	Description
`id` string (uuid)	The new ID of the spending limit. Allowable values: A valid string
`amount` number required if no other body parameter provided	The amount that you want to set as the spending limit. Allowable values: A valid number
`active` boolean required if no other body parameter provided	Whether or not the spending limit is active on Marqeta. Allowable values: `true`, `false`
`limitTurnedOff` boolean required if no other body parameter provided	Whether or not the spending limit is turned off. Allowable values: `true`, `false`
`limitWindow` string required if no other body parameter provided>	The time period for which the spending limit should apply. Allowable values: `DAY`, `WEEK`, `MONTH`, `LIFETIME`

Response

If your request is successful, you'll receive a 200 response.

Sample responseResponse structure

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{
  "id": "775596ae-2624-40af-a9dc-9756110a4a03",
  "amount": 100.5,
  "active": false,
  "limitTurnedOff": true,
  "limitWindow": "DAY",
  "available": {
    "uses": 0,
    "amount": 100.5,
    "daysRemaining": 1
  }
}

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{
  "id": "string",
  "amount": number,
  "active": boolean,
  "limitTurnedOff": boolean,
  "limitWindow": "string",
  "available": {
    "uses": number,
    "amount": number,
    "daysRemaining": number
  }
}

For more detailed information about this request and its response, see the API reference.