> ## Documentation Index
> Fetch the complete documentation index at: https://docs.equalsmoney.com/llms.txt
> Use this file to discover all available pages before exploring further.

# About budget configuration

> Learn about budget payee names and budget features.

## Budget payee names

There are two possible ways to configure the payee name associated with a budget's settlement details. You can either choose to use the account name across all budgets, or simply use the budget's own name.

<Info>
  Please speak to your account manager during onboarding to determine which option makes the most sense for your business.
</Info>

## Budget features

Budgets have different features, which determine what they can be used for.

<Info>
  Only features that are enabled at the account level can be enabled on a budget.
</Info>

| Field name                                                                                 | Description                                                                                                                                                                                                                                                                                                                                                                                                                              |
| ------------------------------------------------------------------------------------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| <code className="language-text"><span className="nested">feature.</span>payments</code>    | If `true`, the budget can be used for payments. By default, this is enabled on your `accountBalance` if the payments feature is enabled on your account. You can choose whether or not to enable it when you [create a sub-budget](/pages/budgets/create-budgets) or [update a budget's details](/pages/budgets/update-budgets#update-a-budgets-details).                                                                                |
| <code className="language-text"><span className="nested">feature.</span>peopleCards</code> | If `true`, the budget can be used with cards that are associated with people. This applies to both individual and shared budgets. By default, this is enabled on your `accountBalance` if the cards feature is enabled on your account. You can choose whether or not to enable it when you [create a sub-budget](/pages/budgets/create-budgets) or [update a budget's details](/pages/budgets/update-budgets#update-a-budgets-details). |
| <code className="language-text"><span className="nested">feature.</span>budgetCards</code> | If `true,` the budget can be used with shared cards. This applies to shared budgets only. By default, this is enabled on your `accountBalance` if the cards feature is enabled on your account. You can choose whether or not to enable it when you [create a sub-budget](/pages/budgets/create-budgets) or [update a budget's details](/pages/budgets/update-budgets#update-a-budgets-details).                                         |
| `allowCurrencyAlignment`                                                                   | If `true`, the cardholder can pay in a currency that is different from the budget's currency, with Equals doing the conversion. By default, this is set to `false`. You can enable this feature by [updating a budget's details](/pages/budgets/update-budgets#update-a-budgets-details). Note that sub-budgets will inherit their parent budget's setting.                                                                              |