> ## Documentation Index
> Fetch the complete documentation index at: https://docs.equalsmoney.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Testing checklist

> Before you go live, we recommend that you complete the following testing checklist for accounts.

## Personal account flow

| Test                          | Endpoint                                         | Task                                                                                                                                                                                                                |
| ----------------------------- | ------------------------------------------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Create a personal application | `POST /v2/applications`                          | Submit a personal application with `type: 'INDIVIDUAL'`, including address, feature information (payments and/or cards), and personal details. Verify the response returns a `DRAFT` status and an `applicationId`. |
| Update an application         | `PATCH /v2/applications/:applicationId`          | Modify a draft application and confirm the response reflects your changes.                                                                                                                                          |
| Upload a document             | `POST /v2/applications/:applicationId/documents` | Upload a supporting document (e.g. proof of identity). Verify the upload succeeds and the document is linked to the application.                                                                                    |
| Submit a personal application | `POST /v2/applications/:applicationId/submit`    | Submit the application and verify the status changes to `SUBMITTED`.                                                                                                                                                |

## Business account flow

| Test                               | Endpoint                                                                | Task                                                                                                                                                                                                         |
| ---------------------------------- | ----------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| Create associated people           | `POST /v2/applications/associated-people`                               | Create at least one `APPLICANT` and one `ULTIMATE_BENEFICIAL_OWNER`. Verify the response returns IDs for each person.                                                                                        |
| Create a business application      | `POST /v2/applications`                                                 | Submit a business application (e.g. `PRIVATE_COMPANY`) with registered address, feature information, industry codes, and linked associated people. Verify a `DRAFT` status and `applicationId` are returned. |
| Upload associated person documents | `POST /v2/applications/associated-people/:associatedPersonId/documents` | Upload a document for an associated person and verify it's linked correctly.                                                                                                                                 |
| Submit a business application      | `POST /v2/applications/:applicationId/submit`                           | Submit the application and verify the status changes to `SUBMITTED`.                                                                                                                                         |

## Webhooks

| Test                                                                   | Endpoint | Task                                                                                                                                    |
| ---------------------------------------------------------------------- | -------- | --------------------------------------------------------------------------------------------------------------------------------------- |
| Receive `IdentityVerificationRequest` webhook                          | n/a      | If using the Managed by Equals KYC model, verify you receive this webhook with an `actionUrl` for identity verification.                |
| Receive `KycInformationRequested` or `KybInformationRequested` webhook | n/a      | If additional information is needed, verify this webhook is received and parsed correctly.                                              |
| Receive `ApplicationStatusUpdated` webhook                             | n/a      | Verify you receive the approval or decline notification and handle both outcomes.                                                       |
| Receive `AccountActivated` webhook                                     | n/a      | Verify the webhook is received with settlement details (sort code, account number, IBAN, etc.) and that your app stores them correctly. |

## Optional

| Test                            | Endpoint             | Task                                                                                                                                                                |
| ------------------------------- | -------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Save an address to your account | `POST /v2/addresses` | Add an address to your account and check that a new ID is created for it. This is optional but recommended if you plan to convert virtual cards into physical ones. |